Lock Your Rate & Look Around


Inlanta Lock & Shop

Do you want to lock in your mortgage rate, but haven’t found a property yet? The Inlanta Lock & Shop program allows you to lock your rate while you shop for your new home. Features and eligibility requirements of the Lock & Shop program include:

  • Fixed rate purchase mortgage only
  • Minimum FICO of 640
  • 72-day lock period*, extension limits apply

Benefits of Lock & Shop

  • Save Money –  Many borrowers are concerned that even a small increase in the interest rate could cost them money and reduce their purchasing power. Lock your rate before anticipated rate increases to save money and peace of mind.
  • Move Faster – Expedite your home buying process with Inlanta by locking in a low rate and getting a fully underwritten pre-approval. A fully underwritten pre-approval gives you negotiating power when you submit your offer to purchase because the agent and the seller know that your chances of closing the loan are much higher than someone without a fully underwritten pre-approval.

Contact me for more details on the Inlanta Lock & Shop program.

*Lock extensions are limited to no more than 30 days past the original 72-day expiration. A .25 bps lock fee required. Lock fee refunded if loan closes. Restrictions apply on locked loan amount changing and product locked cannot be changed without voiding price protection.

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