Mortgage payments are expensive enough, why pay more than you have to on homeowner’s insurance? I’ve provided a list of discounts that companies offer if you home qualifies. You may be surprised what you’re missing out on!
- Smoke detectors, carbon monoxide detectors, sprinkler system , heat detectors and fire escape.
- Gated communities (lower risk of crimes such as theft and vandalism).
- Being of retirement age.
- Having a security system installed.
- Filing a home insurance claim (if you haven’t in the past 10 years).
- Bundling insurance policies.
- Having a Class 4 roof.
- New pipes and wiring.
- Safety measurements such as handrails along staircases and gated in yards and pools.
- Recently remodeled house.
- Raising your deductible.
Remember that agencies vary greatly on the products and prices they offer, so shop around for the best quote!